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How We Charge

There is no fee for the initial meeting in our Clifton Park or Salem office. In this session, your concerns and a range of financial planning issues are discussed. We also discuss what services you would like and how we can address those needs.

The acquisition of specific investments or insurance may be recommended to implement parts of a plan. We will explain the choices with regard to product, cost and compensation. If you choose to have us implement these recommendations, either a fee or commission arrangement will be discussed and agreed upon. 

The compensation paid for the implementation of the plan also covers the cost of ongoing planning services. For a sample list of planning areas we address see the "Financial Planning Services Menu" under the Forms tab at the top of the Home page.

We seek long-term client relationships and enjoy traveling through life with each of them.