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Tax and Income Planning

Tax-efficient Financial Planning and Tax-advantaged Income Distribution Planning

We specialize in creating income distribution plans that can help to increase income and reduce taxes.

Plan to Dream

You need to be able to live every day the way you want. You've worked hard and spent years saving for your retirement. What if someone could convert this to a monthly paycheck so that you could focus on living your life? Our specialty is crafting income plans and investment models designed to generate the income you need in a tax-efficient way, providing for near-term liquidity, intermediate-term income needs, and long-term growth so that your money outlives you.

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Let Us Do the Work

Perhaps you've come into money suddenly, and you're not sure what to do. You've always worked and lived within your means. Now there's a feeling of exuberance and relief but new stresses, too. More money brings more responsibility. You may be wondering how your tax situation will change or whether you're supposed to start watching "the market." Maybe you just want to lock yourself away in your art studio and paint all day. Let someone else do the worrying and make sure you have a steady income.

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A Team to Support You

Whether your ideal day is spent on the golf course, writing music, or designing software, our income plans are tailored to your individual needs. We work with you and your personal, qualified tax preparer or CPA to analyze your effective tax rates, how much room you have in your tax bracket, and determine the optimal way to meet your income needs.

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For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera nor any of its representatives may give legal or tax advice.